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AI Mortgage Assistant
Get instant answers to your mortgage questions with our AI-powered assistant. Ask about rates, loan types, pre-approval, and more.
How to Get Started
Get pre-approved for your mortgage in just 4 simple steps. Our streamlined process takes less than 5 minutes.
1. Take Our Quiz
Answer a few quick questions about your loan needs and financial situation.
2. Get Your Results
Receive personalized loan recommendations and rate estimates instantly.
3. Verify Your Phone
Quick phone verification to secure your application and connect with experts.
4. Get Pre-Approved
Connect with our loan specialists to finalize your pre-approval.
Choose Your Loan Type
Get pre-approved for the loan that's right for you. Our advanced calculators help you understand your options and find the best rates.
Instant Calculations
Get real-time loan calculations and pre-approval estimates
Quick Process
Complete your application in under 5 minutes
Secure & Safe
Bank-level security for all your personal information
Expert Support
Dedicated loan specialists to guide you through the process
What Our Customers Say
Don't just take our word for it - hear from our satisfied customers
"RateRoots made getting my HELOC so easy. The process was quick and the rates were unbeatable. I'd recommend them to anyone looking for home equity financing."
"As a real estate investor, I needed a reliable DSCR loan provider. RateRoots delivered exactly what I needed with competitive rates and excellent service."
"Being a veteran, I was looking for the best VA loan options. RateRoots helped me understand all my benefits and got me an amazing rate. Thank you!"
Frequently Asked Questions
Get answers to common questions about our loan services